Navigating the Aftermath of an Injury in New York’s Capital District
In the moments following a serious accident, life may become chaotic and uncertain. Whether the incident occurred on a busy stretch of I-90, a commercial thoroughfare like Central Avenue, or a quiet neighborhood street in the Capital District, the consequences are often the same: pain, emotional distress, and a sudden, overwhelming burden of not knowing how medical bills and lost wages will be taken care of. For those injured through no fault of their own, the path to securing fair compensation is complicated by a legal landscape that can be difficult to navigate alone.
A fundamental understanding of New York State’s specific insurance and liability laws is the first step toward protecting your rights. Many residents of Albany and the surrounding communities are surprised to learn about the complexities that govern personal injury claims, particularly in the context of motor vehicle accidents.
Understanding New York’s “No-Fault” Insurance Law
New York operates under a “No-Fault” insurance system, a framework designed to ensure that individuals injured in car accidents have a way of covering their medical expenses and at least some, of not all, of their lost earnings, regardless of who was at fault. Your own auto insurance policy provides this coverage, known as Personal Injury Protection (PIP). Whether a driver, passenger, or pedestrian or cyclist, the automobile policy provides this coverage.
However, the term “No-Fault” can be misleading. While it provides for these types of benefits, it also may impact an accident victim’s right to file a lawsuit against the negligent driver for non-economic damages, such as pain and suffering; as well as economic loss that exceeds benefits available under No Fault. This restriction is a significant hurdle that can prevent deserving victims from obtaining the full compensation they need to rebuild their lives. To overcome this barrier, an injured person is well advised to contact an experienced personal injury attorney who can navigate this specialized area of New York law.
The “Serious Injury” Threshold
Under New York Insurance Law § 5102(d), an accident victim can only recover monies beyond those available under the No-Fault system (i.e. pursue a claim for pain and suffering and if relevant, a claim for medical bills/lost wages/benefits, etc.) if their injury qualifies as a “Serious Injury”. The law defines a “Serious Injury” as one that results in:
- Death
- Dismemberment
- Significant disfigurement
- A fracture
- Loss of a fetus
- Permanent loss of use of a body organ, member, function, or system
- Permanent consequential limitation of use of body organ or member
- Significant limitation of use of a body function or system
- A medically determined injury or impairment of a non-permanent nature which prevents the injured person from performing substantially all of the material acts which constitute such person’s usual and customary daily activities for not less than ninety days during the one hundred eighty days immediately following the occurrence of the injury or impairment.
Proving that an injury meets this threshold is a demanding, complex legal task. It requires that the attorney advancing the claim have a working knowledge of the statute, enormous body of case law, and medical records relating to his or her client’s injuries. Insurance companies frequently dispute these claims, employing their own legal teams to argue that an injury does not meet the statutory threshold. This is a critical juncture where the guidance of an experienced Albany personal injury attorney becomes indispensable. Without this, the individual may well forfeit his or her ability to recover significant compensation as damages for injury and disability.
Immediate Steps to Take After an Accident in Albany
In the wake of an injury, taking prompt and proper action can significantly impact your recovery and ability as well as strength of a potential legal claim. If you have been injured in the Albany area, it is crucial to:
- Seek Immediate Medical Attention: Your health is the top priority. At the scene, follow the advice of emergency medical personnel and law enforcement officers. If recommended, go to a local hospital emergency room for proper workup and treatment of your injuries. Follow medical advice. Later, your ability to bring a claim, and likely maximize your recovery, will benefit by a complete medical record that documents the full extent of your injuries.
- Report the Incident: For motor vehicle accidents, make sure a police report is filed. You should also file a report of your own, as required by DMV regulation. Retain a copy for your records. For slip and fall accidents or other injuries on someone’s property, report the incident to the owner or manager immediately.
- Document Everything: If possible, take photographs and/or videos of the accident scene, your injuries, and any property damage. Collect contact information from any witnesses. Keep a detailed journal of your symptoms, medical treatment, and how the injury impacts your daily life.
- Contact an Experienced Personal Injury Attorney: Insurance companies have teams of adjusters and lawyers whose goal is to deny or minimize payouts. Before speaking with an insurance representative, consult with an attorney who can protect your rights and handle communication on your behalf
The Pillars of Anderson, Moschetti & Taffany: Over A Century of Combined Experience in the Capital District
When facing the formidable challenge of obtaining full compensation through a personal injury claim, the single most important asset a victim can have is an attorney with a deep well of experience and a proven history of success. For more than four decades, the attorneys at Anderson, Moschetti & Taffany, PLLC, have been committed to obtaining the highest possible recoveries for their clients throughout Albany and the Capital District as well as Saratoga Springs, and throughout Upstate New York.
With over 100 collective years of legal experience, the attorneys at Anderson, Moschetti & Taffany have built a time-tested reputation as premier trial lawyers dedicated to serving accident victims. The firm’s longevity is a testament to its unwavering commitment to its clients and its ability to consistently achieve exceptional results in the most challenging cases.
Serving Albany, Saratoga, the Capital Region and Beyond
The firm is deeply rooted in the local community, proudly serving the Capital District with two conveniently located offices. The firm’s Albany-area office is strategically situated in Latham, just minutes from Downtown Albany off Northway Exit 7, or a short drive from Troy or Schenectady. This central location allows the attorneys to provide accessible, exceptional legal care to clients in Albany, Schenectady, Troy, and the surrounding areas. A second office in Saratoga Springs ensures the same high level of service for clients in Saratoga County and communities to the south, including Clifton Park and Halfmoon. This regional presence demonstrates comprehensive commitment to representing all injured residents of Upstate New York.
A Philosophy of Fighting for the Injured
The attorneys at Anderson, Moschetti & Taffany appreciate that after a serious injury, victims are a vulnerable point in their lives. At the same time, they are forced to contend with powerful insurance companies whose goal is to protect their own financial interests. The firm’s core philosophy is to level this playing field. They are, as their reputation attests, “not afraid to fight”.
Every case is meticulously prepared for litigation from the outset. This trial-ready approach sends a clear message to adversaries: the firm will not accept a settlement offer that fails to fully and fairly compensate their client for their losses. This willingness to take a case to court, backed by a formidable record of courtroom victories, gives them superior leverage at the negotiating table and ensures their clients’ claims are taken seriously.
A Foundation of Elite Recognition
The legal community itself has consistently recognized the exceptional skill and ethical standards of the firm’s partners. Anderson, Moschetti & Taffany is not merely a team of attorneys; it is a team of highly acclaimed legal professionals who have earned the industry’s most prestigious honors. The firm and its partners have been:
- Voted Top Lawyers in New York State for many years.
- Selected for inclusion in New York Super Lawyers, year after year, an honor reserved for the top 5% of attorneys in the state.
- Recognized by The Best Lawyers in America, one of the most respected peer-review publications in the legal profession.
- Rated AV Preeminent by Martindale-Hubbell, the highest possible rating for both legal ability and ethical standards, based on peer reviews.
- Recognized locally by their own trial lawyer colleagues in the Capital District—in 2023 each attorney received the award “for outstanding commitment and service to client, Bar and profession.”
This third-party validation provides clients with the confidence that their case is in the hands of attorneys who are truly at the top of their field.
A Legacy of Landmark Victories: Proven Results for the Seriously Injured
While experience and accolades are important, the ultimate measure of a personal injury law firm is its ability to deliver results. For over four decades, Anderson, Moschetti & Taffany, PLLC, has consistently secured multi-million-dollar, record-breaking verdicts and settlements that have provided financial security and justice for clients who have suffered catastrophic harm.
The firm’s track record speaks to a history of landmark victories achieved by the firm’s founding partners. This demonstrates profound confidence in their abilities and provides potential clients with concrete proof of what is possible when represented by top notch trial lawyers. When a client chooses this firm, they are retaining the specific, proven expertise of the attorneys who secured these life-changing results.
The following table highlights just a few examples of the firm’s significant achievements on behalf of their clients:
| Attorney | Case Type / Details | Result |
| David J. Taffany | Child Abuse Victim | $42,000,000 |
| Jeffrey K. Anderson | Premises Liability / Products Liability | $17,450,000 |
| Jeffrey K. Anderson Peter J. Moschetti, Jr. | Products Liability Premises Liability (College Student Injury) | $4,850,000 15,800,000 |
| Peter J. Moschetti, Jr. | Product Liability | $4,600,000 |
| Peter J. Moschetti, Jr. | Medical Malpractice (Failure to Diagnose) | $4,200,000 |
| Peter J. Moschetti, Jr. | Assault Case | $3,600,000 |
| Jeffrey K. Anderson | Premises Liability | $3,200,000 |
| Peter J. Moschetti, Jr. | Construction Accident (Fall from Ladder) | $3,000,000 |
These figures represent more than just monetary awards; they represent futures restored. They are the resources that allow a family to cope with the wrongful death of a loved one, provide for a lifetime of medical care for a catastrophically injured person, and hold negligent parties accountable for the immense harm they have caused. This consistent ability to achieve top-tier results in the most complex and high-stakes cases is what truly distinguishes Anderson, Moschetti & Taffany as leaders in personal injury law in Albany and throughout upstate New York.
Meet Your Trial Team: The Award-Winning Attorneys of AMT
The exceptional results achieved by Anderson, Moschetti & Taffany, PLLC, are the direct product of the unique and complementary skills of its three founding partners. The firm’s strength lies not only in their individual brilliance but in the synergy of their diverse expertise. Together, they form a comprehensive legal force, offering clients a multi-faceted approach to litigation that combines scholarly strategy, respected advocacy, and unparalleled courtroom prowess.
Jeffrey K. Anderson: The Strategist and Scholar
As the firm’s managing partner, Jeffrey K. Anderson brings 42 years of experience and a deeply strategic mind to every case. He has dedicated his career to representing clients in complex personal injury and wrongful death cases arising from auto accidents, defective products, medical negligence, and unsafe premises. Early on Mr. Anderson began crafting his skill set in complex product liability cases. His first trial involved claims against a gas valve manufacturer that resulted in favorable verdicts for his clients. Over the course of the next 30 years, he litigated cases against major product manufacturers, from General Motors to Honda to Black and Decker. He has lectured young lawyers, engineering students, and conducted mock trials to educate aspiring trial lawyers. In addition, he has prosecuted construction accident, medical negligence and premises liability cases, some of which were settled, and some tried to verdict. His track record reflects tenacity, superb preparation and the highest regard for his clients’ best interests.
Beyond his formidable litigation practice, Mr. Anderson is a nationally recognized expert in Alternative Dispute Resolution (ADR), the practice of resolving legal disputes through mediation and arbitration. He is an esteemed member of the National Academy of Distinguished Neutrals (NADN) and has successfully mediated or arbitrated over 2,000 cases, ranging in value up to $17 million. His expertise is so respected that he served as Chair of the Dispute Resolution Section of the New York State Bar Association from 2023 to 2024. This background gives his clients a significant strategic advantage, as he possesses an insider’s understanding of how to negotiate the most favorable settlements possible.
Mr. Anderson’s commitment to the law extends to shaping its future. He served as an adjunct professor at Albany Law School from 2017 to 2022, where he taught Alternative Dispute Resolution to the next generation of attorneys. Having completed mediation training at Harvard Law School, his academic authority is unquestioned. This unique combination of a trial lawyer’s tenacity and a legal scholar’s insight makes him a powerful and strategic advocate.
Peter J. Moschetti, Jr.: The Respected Advocate and Public Servant
Peter J. Moschetti, Jr. is widely regarded as one of the top personal injury and criminal defense lawyers in Upstate New York. His formidable trial skills were forged during his time as a prosecutor in the Nassau County District Attorney’s Office from 1984 to 1987. This experience provided him with an invaluable perspective on how to build a case, anticipate the opposition’s strategy, and effectively persuade a jury.
For over 35 years, he has focused on the trial of catastrophic personal injury, wrongful death, and complex medical malpractice actions, securing numerous multi-million-dollar verdicts for his clients. His reputation for integrity and legal acumen is so profound that he was appointed by the Governor to serve on the New York State Gaming Commission, a position of immense public trust that regulates all gaming and gambling activity in the state.
His excellence has been consistently recognized by his peers. Since 2007, Super Lawyers magazine has named him one of the Top 25 lawyers in the Hudson Valley. He is also a member of the National Trial Lawyers Top 100 and holds an AV Preeminent rating from Martindale-Hubbell. Mr. Moschetti’s career embodies the ideal of a respected advocate who commands authority both in the courtroom and in public service.
David J. Taffany: The Master of Complex and High-Stakes Litigation
David J. Taffany has dedicated his entire career to a single cause: zealously representing clients who have suffered personal injury. He is a master of complex litigation, with a particular focus on intricate medical malpractice, product liability, and labor law cases. His career is defined by his ability to take on the most challenging claims and achieve extraordinary results.
Mr. Taffany is renowned for securing numerous verdicts and settlements in excess of $1,000,000. His skill as a trial lawyer was demonstrated in spectacular fashion when he obtained a staggering $42 million verdict on behalf of an adult who was abused as a child—a landmark achievement that underscores his commitment to fighting for the most vulnerable victims.
The respect Mr. Taffany commands extends beyond his clients to the legal community itself. He is frequently called upon to serve as a mediator in federal court for its Alternative Dispute Resolution program, a role reserved for attorneys whose judgment and expertise are trusted by judges and fellow lawyers alike. His accolades are a reflection of his elite status, including being named to The Best Lawyers in America every year since 2015, being selected as a Super Lawyer since 2010, and being recognized as one of The National Trial Lawyers-Top 100 Civil Plaintiff attorneys.
Comprehensive Representation for Every Type of Albany Injury Claim
The attorneys at Anderson, Moschetti & Taffany, PLLC, provide expert legal representation across the full spectrum of personal injury and wrongful death cases. The firm’s extensive experience ensures that no matter how an injury occurred, clients have an advocate with a deep and specific understanding of the applicable laws and a proven strategy for success. This breadth of practice is consistently reinforced by a track record of winning substantial compensation for clients in each area.
Motor Vehicle Accidents
Collisions involving cars, trucks, and other vehicles are among the most common causes of serious injury in the Capital District. The firm handles all types of motor vehicle accident claims, including:
- Car Accidents: Representing victims of rear-end collisions, hit-and-run accidents, and crashes caused by distracted or reckless drivers.
- Truck Accidents: These cases are often devastating and legally complex. The firm has the resources and expertise to take on large trucking companies and their insurers.
- Motorcycle, Bicycle, and Pedestrian Accidents: Advocating for the rights of vulnerable road users who are often ignored by negligent drivers, resulting in catastrophic injuries.
- Bus and Commercial Van Accidents: Handling claims involving public and private transportation entities.
Premises Liability (Slip, Trip & Fall)
Property owners have a legal duty to maintain a safe environment for visitors. When they fail in this duty, the consequences can be severe. The firm’s skill in this area is undisputed, as evidenced by Jeffrey K. Anderson’s $17.45 million settlement and Peter J. Moschetti, Jr.’s $15.8 million verdict in premises liability cases. The firm represents clients injured due to:
- Slips and falls on wet floors, icy sidewalks, or uneven surfaces.
- Dog bites or attacks from unrestrained animals.
- Inadequate security leading to assault.
- Swimming pool accidents and injuries from fires or explosions.
Medical Malpractice
Few case types are as complex or emotionally fraught as those involving medical negligence. Anderson, Moschetti & Taffany has distinguished itself through its skill in these challenging claims, a fact noted by local publications like the Times Union. The firm’s success is exemplified by Peter J. Moschetti, Jr.’s $4.2 million settlement for a failure to diagnose a spinal fracture. Their expertise covers:
- Failure to Diagnose or Misdiagnosis: Cases involving delayed diagnosis of conditions like cancer.
- Surgical and Anesthesia Errors: Holding medical professionals accountable for mistakes made in the operating room, including laparoscopic injuries.
- Infant Birth Injuries: Representing families whose children have suffered preventable harm during labor and delivery.
- Nursing Home Abuse and Neglect: Protecting the rights of elderly residents who have been harmed by the negligence of their caregivers.
Construction and Workplace Accidents
Construction sites are inherently dangerous, and New York’s Labor Law provides special protections for workers. The firm advocates for injured workers, leveraging their knowledge of these laws to secure just compensation. Peter J. Moschetti, Jr.’s $3 million settlement for a worker who fell from a ladder highlights their proficiency in this area. They handle cases involving falls, equipment malfunctions, and other on-the-job accidents.
Product Liability
Manufacturers have an obligation to ensure their products are safe for consumers. When a defective or dangerous product causes harm, the firm has the experience of holding corporations accountable. Jeff Anderson’s $4.85 million verdict and Peter J. Moschetti, Jr.’s $4.6 million verdict in product liability cases are clear demonstrations of their ability to win these complex claims. The firm handles cases involving vehicle defects, recalled products, and faulty medical devices like hip prosthetics.
Catastrophic Injuries & Wrongful Death
For families facing the most devastating losses, the firm provides compassionate and tenacious representation. They handle cases involving life-altering injuries such as brain and spinal cord damage, severe burns, and paralysis. In the tragic event of a fatal accident, the firm pursues wrongful death claims to provide a measure of justice and replace the financial support a family has lost, having secured settlements like the $2.6 million recovery achieved by Peter J. Moschetti, Jr. in a medical malpractice wrongful death action.
The AMT Difference: “They Make You Feel Like You Are The Most Important Client They Have”
Beyond the courtroom victories and prestigious awards lies the true measure of Anderson, Moschetti & Taffany: the profound and lasting impact they have on the lives of their clients. The firm operates on a simple, powerful promise: “We Treat You Like Our Only Client”. This is not a mere marketing slogan; it is the consistent, lived experience of the people they represent, as reflected in their heartfelt testimonials.
The praise from former clients reveals a law firm that combines elite legal skill with genuine humanity. This is a critical distinction for individuals and families navigating one of the most difficult periods of their lives. The words of those who have walked this path before provide the most compelling evidence of the firm’s character and commitment.
A Culture of Compassion and Support
Clients consistently speak of the kindness and empathy they received from the moment they first contacted the firm. They describe attorneys who listened to their concerns and guided them through an emotional process with understanding and support.
- One client, Robert B., who was badly injured in an accident, described his experience with Peter Moschetti, Jr.: “He was positive, truthful and supportive throughout the entire process. He made a very difficult and stressful situation much easier for me and my wife. Peter is a first class attorney who is very personable, approachable and understanding”.
- Another client praised Mr. Moschetti’s ability to connect on a human level: “He was extremely personable and able to help me through my proceedings with kindness and compassion“.
- This sentiment is echoed by others who found an advocate who was not only a brilliant attorney but also “approachable, empathetic, and gave us faith that everything would be ok”.
Unwavering Communication and Accessibility
At Anderson, Moschetti & Taffany, keeping clients informed is a top priority. Testimonials frequently highlight the accessibility of the attorneys and their dedicated support staff, ensuring that questions are always answered and clients never feel left in the dark.
- A client represented by David Taffany noted, “My attorney David Taffany and paralegal Denise McNeill always kept me informed about the progress of my case”.
- This team-based approach is a hallmark of the firm’s service. Clients who worked with Peter Moschetti, Jr. similarly praised his team: “Either Peter or his assistant, Darlene, were always available for questions or concerns over the next two years”.
- Another client confirmed this commitment to responsiveness: “Any questions or concerns were always answered in a timely manner“.
A Relentless Dedication to Achieving the Best Results
Ultimately, clients seek out Anderson, Moschetti & Taffany for their proven ability to win. The testimonials confirm that the firm’s compassionate approach is backed by a fierce and tireless work ethic aimed at securing the best possible outcome.
- As one client emphatically stated: “Wonderful law firm. They make you feel like you are the most important client they have. They work extremely hard to get you the best results.… I highly recommend them to anyone in need of a great law firm that will fight to get you the best results possible”.
- Another review highlights the firm’s perseverance in a challenging case: “Peter took my case even though it wasn’t simple, and worked it diligently until resolution was achieved… all the while persevering with a no-nonsense attitude against great resistance from the opposing legal team. In the end, we won”.
- This dedication culminates in tangible success, as summarized by Robert B.: “Finally, Peter negotiated a very favorable settlement, and I am truly thankful that I had him as my attorney”.
The specificity of this praise—naming not only the partners but also the paralegals who support them—paints a clear picture of a law firm where every member of the team is personally invested in the client’s well-being and success.
Your Local Advocates in Albany and Saratoga Springs: Taking the Next Step
Making the decision to seek legal help is a significant step toward protecting your future. The attorneys at Anderson, Moschetti & Taffany, PLLC, are committed to making that process as clear and stress-free as possible. To address some of the final questions you may have, the firm provides the following information.
Frequently Asked Questions
- What are the benefits of hiring a personal injury lawyer? An experienced attorney levels the playing field against insurance companies, who have vast resources dedicated to minimizing your claim. A lawyer will handle all legal complexities, gather evidence, negotiate on your behalf, and, if necessary, take your case to trial to ensure you receive the full and fair compensation you are legally entitled to.
- How much does a personal injury lawyer cost? Anderson, Moschetti & Taffany handles personal injury cases on a contingent fee basis. This means you do not owe any attorney’s fee unless you receive compensation through a settlement or verdict. In New York, this fee is typically a percentage of the net recovery, ensuring that quality legal representation is accessible to everyone, regardless of their financial situation. This “no fee unless you win” promise removes the financial risk of pursuing a claim.
- How long will my personal injury claim take? The timeline for a personal injury claim varies greatly depending on the specifics of the case. Some cases may settle in a matter of months, while more complex cases that require litigation can take two or more years to resolve. The duration depends on factors such as the severity of the injuries, the time it takes for the victim to reach maximum medical improvement, and whether the insurance company is willing to negotiate a fair settlement.
- What are the stages of a personal injury claim? While each case is unique, a claim that proceeds to litigation generally follows several key stages:
- Investigation: Gathering evidence, police reports, medical records, and witness statements.
- Discovery: The formal process where both sides exchange information and evidence.
- Depositions: Sworn, out-of-court testimony from parties and witnesses.
- Settlement or Trial: The case is either resolved through a negotiated settlement or proceeds to a trial in court where a judge or jury will render a verdict.
Your Local Advocates in the Capital District
If you or a loved one has been seriously injured in Albany, Saratoga Springs, or anywhere in the Capital District, exceptional legal care is close by. When your health, your financial stability, and your future are on the line, you deserve proven and caring advocates who will make your case their priority.
Contact Anderson, Moschetti & Taffany, PLLC, to schedule a free, confidential, and no-obligation consultation to discuss your rights and legal options. Spanish-speaking services are also available.
Albany / Latham Office Anderson, Moschetti & Taffany, PLLC 26 Century Hill Drive, Suite 206 Latham, NY 12110 Phone: (518) 785-4900
Saratoga Springs Office Anderson, Moschetti & Taffany, PLLC 6 Butler Place Saratoga Springs, NY 12866 Phone: (518) 802-4594